10 Big Investing Myths Jo Aapko Amiri Se Door Kar Rahi Hain
Investing ma new experienced invester ko kai galatfahmiyan hai jo una confuse karti hain investing ma. Agar ya myths solve na ki jayein toh aap financial growth ko miss kar sakte hain. Aaiye samjhte hain yeh myths aur unka sach.
Table of Contents
Myth 1: Investing Sirf Ameer Logon Ke Liye Hai
Sach: Aaj ka is digital World mein is time, SIPs aur mutual funds ki wajah se aap koi bhi ₹500 ke saath investing shuru kar sakta hai apka ameer hona jaruri nahi hai.
Example: Agar aap ₹500 har mahine invest karein aur 12% annual return mile, toh 10 saal mein aapka fund ₹1 lakh se jyada ho sakta hai.
Myth 2: Stock Market Gambling Jaisa Hai
Sach: Hum sbi stock market ko luck par ya gambling samajhte hai par stock market investing luck nahi, research aur long-term planning pe depend karta hai.
Tip: Diversify karein aur strong companies mein invest karein jo time ke saath grow karti hain.
Myth 3: Mujhe Finance Expert Hona Padega
Sach: Iska liya financial expert hona jaruri nahi hai aaj sbi apps aur online platforms ne investing ko easy kar diya hai. Aap tools aur robo-advisors naye investors ko guide karte hai.
Book Recommendation: “The Little Book of Common Sense Investing” by John C. Bogle.
Myth 4: High Risk = High Return
Sach: Agar aap sochte hai ki high risk high return late hai toh yeh jaruri nahi ki high risk hamesha high reward laye. Portfolio diversification karn jaruri hai.
Myth 5: Main Abhi Bohot Young/Old Hoon
Sach: Compounding ka profit jitni jaldi shuru karein, utna better hota hai. Aap agar late hain toh conservative options choose karein jaise bonds.
More useful content ya post kr liye hamari website ko visit kren – The Finance Path
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Q&A Section
Kya main chhoti amount ke saath investing shuru kar sakta hoon?
Haan, aap ₹500 se SIP ya index funds mein shuru kar sakte hain.
Kya stock market gambling hai?
Bilkul nahi, investing informed decisions aur research pe depend karta hai.
Kya mutual funds better hain ya direct stocks?
Beginners ke liye mutual funds zyada safe aur manageable hain.
Real estate kaisa investment hai?
Agar aapko liquidity aur diversification chahiye toh stocks ya bonds better option hain.
Main kaunse books padhu?
“The Intelligent Investor” by Benjamin Graham
“The Little Book of Common Sense Investing” by John C. Bogle
Kya mujhe advisor ki zarurat hai?
Agar aap beginner hain aur decision making tough lagta hai toh financial advisor help kar sakte hain.
